Powerful Insight into Past Behavior
Employment credit reports are a powerful background check for your organization, providing valuable insight into your job applicant's financial behavior and personal responsibility. Credit history reports help you determine how fiscally responsible your candidates have been in their personal lives and business careers.
Corra is a nationwide provider of Experian employment credit reports, the top credit bureau. Employment credit reports show loan and credit card payment history, credit inquiries, public records including bankruptcies, liens and judgments, child support obligations, and much more.
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Sample Report - Credit Report for Employment
| Personal
Information |
|
|
Reported |
|
Name
Address
|
Clarice Wu DOB: 04/14/70
Nickname - Clarice
Nickname - Wu
1566 HAVANA RD, NY 13160 Last
Sub: 1270246
|
03/05 To 11/04
|
| Employment |
|
|
Date Reported |
Last Updated |
Origination |
|
Employer
|
MACHLETT LAB
STAMFORD CT
|
09/86
|
09/86
|
Inquiry
|
| Profile Summary |
|
Public Records
|
0
|
Dispd Accounts
|
0
|
Now Del/Drg
|
0
|
30 day delinq
|
0
|
|
|
Tradelines
|
17
|
Paid Accounts
|
9
|
Was Del/Drg
|
0
|
60 day delinq
|
0
|
|
|
Satis Accts
|
17
|
Inquiries
|
3
|
# Derog Months
|
0
|
90 day delinq
|
0
|
|
|
Inqs/6 MO
|
2
|
Oldest Trade
|
04/71
|
|
|
|
Type
|
High
|
Limit
|
Balance
|
Past Due
|
Payment
|
%Avail
|
|
Revolving
|
$13,089
|
$51,309
|
$2,002
|
$0
|
*$53
|
96%
|
|
Installment
|
$0
|
$38,498
|
$10,907
|
$0
|
$641
|
-
|
|
Real Estate
|
|
|
$0
|
|
$0
|
-
|
|
Totals
|
$13,089
|
$89,807
|
$12,909
|
$0
|
$694
|
|
|
**High, Limit and Payment values are
calculated for open accounts only. Balances
and Past Due items are calculated for
all trade lines.
|
|
* Indicates estimated payment total
|
|
| Revolving Accounts |
|
Current Status
|
Hist Status
|
|
|
Acc Name/Address
|
Status/
ECOA/
Condition
|
BALDT/
OPEN/
LSTPD/
DEL
|
Amt1/
Amt2
|
Pmt/
Term
|
$Bal
|
$Past Due
|
Mths 30 60 90
|
Rating
|
|
HSBC/RS
Subcode: 2156646 KOB: BB
Status: PAID
** Credit line closed - consumer
request - reported by subscriber **
Loan Type: 07 CHG
|
10/98 C
1
|
10/98
08/95
|
1494-H
|
REV
|
0
|
|
01 00 00 00
B
|
R B
|
|
DISCOVER FINANCIAL SVC
Subcode: 3276502 KOB: BC
Status: CURR ACCT
Loan Type: 18 CRC
|
05/05
2
OPEN
|
05/05
08/98
05/05
|
10.8K-L
3017-H
|
14
REV
|
728
|
|
69 00 00 00
CCCCCCCCCCCC
CCCCCCCCCCCCC
|
R C
|
|
MACYS/FDSB
Subcode: 7370142 KOB: ZR
Status: CURR ACCT
Loan Type: 07 CHG
|
05/05
1
OPEN
|
05/05
11/96
12/00
|
800-L
68-H
|
REV
|
0
|
|
13 00 00 00
000000000000
0
|
R 0
|
|
MACYS/FDSB
Subcode: 7370142 KOB: ZR
Status: CURR ACCT
Loan Type: 07 CHG
|
05/05
1
OPEN
|
05/05
11/96
09/97
|
2700-L
2687-H
|
REV
|
0
|
|
13 00 00 00
000000000000
0
|
R 0
|
|
AMEX
Subcode: 1229200 KOB: BC
Status: CURR ACCT
Loan Type: 18 CRC
|
05/05
1
OPEN
|
05/05
04/00
|
9400-L
857-H
|
10-est
REV
|
211
|
|
01 00 00 00
C
|
R C
|
|
MBNA AMERICA
Subcode: 1230206 KOB: BC
Status: CURR ACCT
Loan Type: 18 CRC
|
05/05
1
OPEN
|
05/05
04/03
04/05
|
12.4K-L
645-H
|
15
REV
|
332
|
|
25 00 00 00
CCCCCCCCCCCC
CCCCCCCCCC--C
|
R C
|
|
CHASE
Subcode: 3182310 KOB: BC
Status: CURR ACCT
Loan Type: 18 CRC
|
05/05
2
OPEN
|
05/05
07/99
04/05
|
5800-L
5815-H
|
14
1MO
|
731
|
|
79 00 00 00
CCCCCCCCCCCC
CCCCCCCCCCCCC
|
R C
|
|
1ST SECURITY BANK OF W
Subcode: 3758750 KOB: FC
Status: CURR ACCT
Loan Type: 15 C/C
|
12/99
4
INACTIVE
|
03/00
12/99
|
9409-L
|
REV
|
0
|
|
04 00 00 00
0000
|
R 0
|
|
Revolving Totals
|
|
|
|
$53
|
$2,002
|
$0
|
|
|
| Installment Accounts |
|
Current Status
|
Hist Status
|
|
|
Acc Name/Address
|
Status/
ECOA/
Condition
|
BALDT/
OPEN/
LSTPD/
DEL
|
Amt1/
Amt2
|
Pmt/
Term
|
$Bal
|
$Past Due
|
Mths 30 60 90
|
Rating
|
|
WASHINGTON MUTUAL FA
Subcode: 3180830 KOB: BB
Status: CURR ACCT
Loan Type: 26 R/C
|
05/05 C
4
PAID
|
05/05
02/03
04/05
|
200K-O
|
360MO
|
0
|
|
25 00 00 00
BCCCCCCCCCCC
C-------CCCCC
|
I B
|
|
FIRST NATIONWIDE MTG
Subcode: 3828437 KOB: FS
Status: CURR ACCT
Loan Type: 26 R/C
|
02/03 C
2
PAID
|
02/03
10/96
|
197.1K-O
|
360MO
|
0
|
|
77 00 00 00
BCCCCCCCCCCC
CCCCCCCCCCCCC
|
I B
|
|
FORD CRED
Subcode: 1631440 KOB: FA
Status: CURR ACCT
Loan Type: 00 AUT
|
10/01 C
1
PAID
|
10/01
09/99
|
28.8K-O
|
48MO
|
0
|
|
26 00 00 00
BCCCCCCCCCCC
CCCCCCCCCCCCC
|
I B
|
|
FORD CRED
Subcode: 1631440 KOB: FA
Status: CURR ACCT
Loan Type: 00 AUT
|
01/99 C
1
PAID
|
01/99
10/94
|
24.4K-O
|
60MO
|
0
|
|
52 00 00 00
BCCCCCCCCCCC
C-CCCCCCCCCCC
|
I B
|
|
WESTONE BANK
Subcode: 3172765 KOB: BB
Status: CURR ACCT
Loan Type: 00 AUT
|
12/95 C
2
PAID
|
12/95
01/91
|
19.1K-O
|
61MO
|
0
|
|
60 00 00 00
B
|
I B
|
|
FORD CRED
Subcode: 1631440 KOB: FA
Status: CURR ACCT
Loan Type: 00 AUT
|
05/05
1
OPEN
|
05/05
10/01
05/05
|
38.4K-O
|
641
60MO
|
10.9K
|
|
44 00 00 00
CCCCCCCCCCCC
CCCCCCCCCCCCC
|
I C
|
|
Installment Totals
|
|
|
|
$641
|
$10,907
|
$0
|
|
|
| Inquiries |
|
Inquiry Date
|
Subscriber/Acc#
|
Subcode/KOB
|
Amt/Type/Terms
|
|
04/07/05
|
EXPERIAN
|
6970060 ZC
|
/ / UNK
|
|
04/05/05
|
FIRST AMERICAN CREDCO
|
3996938 FR
|
/ / UNK
|
|
07/12/04
|
FIRST USA
|
8200390 BC
|
/ / UNK
|
| Consumer Statement |
Statement Type: Consumer rights summary
- 06/02/05
User Acknowledges Receipt Of A Copy Of The Summary
Of The Consumer'S Rights Prescribed By The Federal
Trade Commission Under Section 609 (C) (3) Of The
Fcra ("Consumer'S Rights"). By Accepting This Report,
The User Hereby Certifies And Confirms That He Or
She Will Attach A Copy Of The Consumer'S Rights
To The Report As Required By Section 604 (B) (1)
(B) Of The Fcra. |
|
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